Terms and Conditions

These Terms and Conditions ("Terms") govern your access to and use of the Sillage Valsonde website and platform (the "Service"). By accessing or using the Service, you agree to be bound by these Terms. If you do not agree, please do not use the Service. This is a general draft provided for informational purposes and should be reviewed and adapted by qualified legal counsel before publication.

Last updated: [date to be inserted]

1. Acceptance of Terms

By creating an account, accessing the website, or using any feature of Sillage Valsonde, you confirm that you have read, understood, and agree to these Terms, as well as our Privacy Policy, which is incorporated by reference. If you are using the Service on behalf of an organisation, you represent that you have the authority to bind that organisation to these Terms.

2. Description of the Service

Sillage Valsonde provides AI-driven data analysis and risk management tools intended to support users in organising and interpreting information related to their own investment activity. The Service is designed to assist with clarity and decision-support workflows and does not constitute financial advice, a recommendation to buy or sell any instrument, or a guarantee of any outcome. Outputs generated by the Service are informational in nature and should be independently verified before being relied upon.

3. Eligibility

You must be at least 18 years old and capable of entering into a legally binding agreement to use the Service. By using Sillage Valsonde, you represent and warrant that you meet these requirements and that your use of the Service complies with all applicable laws and regulations in your jurisdiction.

4. Account Registration

Certain features of the Service may require you to create an account. You agree to provide accurate, current, and complete information during registration and to keep this information up to date. You are responsible for maintaining the confidentiality of your login credentials and for all activity that occurs under your account. You must notify Sillage Valsonde promptly of any unauthorised use of your account.

5. Acceptable Use

You agree not to misuse the Service. This includes, without limitation, agreeing not to:

  • Use the Service for any unlawful purpose or in violation of any applicable regulation;
  • Attempt to reverse-engineer, decompile, or otherwise extract the underlying models, source code, or algorithms of the Service;
  • Interfere with, disrupt, or place undue burden on the Service's infrastructure or security features;
  • Use automated means to access the Service without prior written permission;
  • Resell, sublicense, or redistribute the Service without authorisation;
  • Upload or transmit malicious code, viruses, or any material that infringes the rights of others.

6. No Financial Advice

Sillage Valsonde is a data analysis and organisational tool. Nothing presented through the Service should be construed as financial, investment, tax, or legal advice. All investment decisions are made solely at your own discretion and risk. You acknowledge that past performance, projections, or analytical outputs are not indicative of future results, and you should consult an appropriately qualified professional before making financial decisions.

7. Intellectual Property

All content, features, design elements, trademarks, logos, and underlying technology associated with Sillage Valsonde are the property of Sillage Valsonde or its licensors and are protected by applicable intellectual property laws. Except as expressly permitted under these Terms, you may not copy, modify, distribute, or create derivative works based on the Service without prior written consent.

8. Subscription and Payment

Certain features of the Service may be offered on a paid subscription basis. Where applicable, pricing, billing cycles, and renewal terms will be presented to you at the point of purchase. You are responsible for all charges incurred under your account. Sillage Valsonde reserves the right to modify pricing with reasonable advance notice. Failure to pay applicable fees may result in suspension or termination of access to paid features.

9. Third-Party Services and Links

The Service may integrate with or reference third-party tools, data sources, or websites. Sillage Valsonde does not control and is not responsible for the content, accuracy, or practices of any third-party service. Your use of third-party services is subject to their own terms and policies.

10. Disclaimers

The Service is provided on an "as is" and "as available" basis without warranties of any kind, whether express or implied, including but not limited to warranties of merchantability, fitness for a particular purpose, non-infringement, or uninterrupted and error-free operation. Sillage Valsonde does not warrant that analytical outputs will be accurate, complete, or suitable for any particular purpose.

11. Limitation of Liability

To the fullest extent permitted by applicable law, Sillage Valsonde, its affiliates, officers, employees, and agents shall not be liable for any indirect, incidental, special, consequential, or punitive damages, including loss of profits, data, or goodwill, arising out of or in connection with your use of, or inability to use, the Service, regardless of the theory of liability, even if advised of the possibility of such damages. Nothing in these Terms is intended to limit liability that cannot be excluded under applicable law.

12. Indemnification

You agree to indemnify and hold harmless Sillage Valsonde and its affiliates from and against any claims, liabilities, damages, losses, and expenses, including reasonable legal fees, arising out of or in any way connected with your access to or use of the Service, your violation of these Terms, or your violation of any rights of a third party.

13. Termination

Sillage Valsonde may suspend or terminate your access to the Service at any time, with or without notice, if you violate these Terms or if continued provision of the Service becomes impractical or unlawful. You may discontinue use of the Service at any time. Provisions of these Terms that by their nature should survive termination, including intellectual property, disclaimers, and limitations of liability, will continue to apply.

14. Changes to the Terms

Sillage Valsonde reserves the right to update or modify these Terms at any time. Material changes will be communicated through reasonable means, such as posting an updated version on this page with a revised "last updated" date. Continued use of the Service after changes take effect constitutes acceptance of the revised Terms.

15. Governing Law

These Terms shall be governed by and construed in accordance with the laws applicable in the jurisdiction in which Sillage Valsonde operates, without regard to conflict-of-law principles. Any disputes arising under these Terms will be subject to the exclusive jurisdiction of the competent courts in that jurisdiction, unless otherwise required by applicable consumer protection law.

16. Severability

If any provision of these Terms is found to be invalid or unenforceable, the remaining provisions will remain in full force and effect, and the invalid provision will be deemed modified to the minimum extent necessary to make it enforceable.

17. Contact Us

If you have questions about these Terms, please reach out through our contact page. We aim to respond to enquiries in a timely manner.